Acura Financing in Charlotte

Frequently Asked Questions about Financing and Leasing at Hendrick Acura in Charlotte

If you are looking for your next vehicle? Want to learn more about payment plans for new Acura and used vehicles in Charlotte? Then, keep reading to learn more about financing and leasing your next vehicle at Hendrick Acura.

What is the difference between financing and leasing a car?

Financing a new or used vehicle allows you to purchase it from Hendrick Acura immediately by taking out an auto loan. You then pay off the loan over a set timeframe with interest added. Once the loan is paid off, ownership of the vehicle transfers to you.

Leasing lets you drive a new Acura vehicle without taking out a loan; instead, you make payments to Hendrick Acura for a set period, typically 36 months (although 24-month and 48-month leases are often available).

What is the Acura Precision Certified Pre-Owned Program?

Acura Precision is the rigorous testing and inspection process that ensures all certified pre-owned Acura models are in like-new condition before you can purchase one. To qualify for certification, an Acura vehicle must be six model years old or newer, have 80,000 miles or fewer on the odometer, and possess a clean title and vehicle history report. The vehicle must then pass a 182-point inspection by a factory-trained Acura technician.

What are the benefits of financing a new or used vehicle?

Financing a vehicle puts you on a direct path to ownership, and many Concord drivers want to own their vehicles as soon as possible. Financing your vehicle also frees you from mileage limits that leased vehicles face. You are also free to make modifications to your vehicle when you finance it. Additionally, as you pay off your auto loan, you improve your credit and build equity in your vehicle.

What are the benefits of leasing a new vehicle?

Leasing lets you drive a new Acura vehicle without taking out a loan. Because your lease payments are only meant to cover the vehicle's depreciation during the lease period, they are usually lower than loan repayments. Leasing also provides the flexibility of lease-end options; when the lease ends, you can return the leased vehicle, trade it in for a new model to lease, or purchase it.

Can I finance a used car with poor credit?

Absolutely; at Hendrick Acura, we work closely with several nearby financial institutions that trust our judgment. We know that you deserve to have a car, no matter what situations in the past have affected your credit, and we trust our customers to make payments on time when a vehicle is within their budget. Our sales team will help you find a vehicle that fits your budget from our extensive selection of used models from several major brands.

How do I value my trade before I buy?

So start your trade-in process, just visit the Hendrick Acura website. With our online trade appraisal tool, you can get an accurate estimate of your current car's value from the comfort of your living room. Just enter the vehicle identifying information into the form to get your offer in just minutes, then bring the vehicle to Hendrick Acura. Trading in your current model is an easy way to unlock significant savings for your next vehicle.

Can I apply for financing online?

Yes, applying for financing at home is fast, simple, and a great way to save time during your shopping process. To start, visit the Hendrick Acura website to access our secure, encrypted financing application form. Filling out and submitting the form only takes about 10 minutes, and doing so can significantly speed up your car purchase.

How can I learn more about financing and leasing options for Acura vehicles?

Want to find out all of your payment options before you shop for your next Acura car or SUV? Then, contact the finance center at Hendrick Acura in Charlotte today.

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